Welcome to the 19th Edition of the Carnival of Retirement! We’ve got some great posts here so let’s get started! If you’d like to be included in the next edition be sure to visit CarnivalofRetirement.com.
Dr. Dean @ The Millionaire Nurse Blog writes iPads And Tablets: Ten Ways To Keep ‘Em Safe While Traveling – iPad’s size and weight make them great for traveling Read all about how to help keep yours from the black hole that is ‘ airline lost and found.’
MMD @ MyMoneyDesign writes What Did You Learn From Working as a Teenager? – Was your job as a teenager a complete waste of time, or did you learn some incredibly valuable life lessons that prepared you later on in life to be a better working professional? I present to you 17 lessons I learned from my early days of employment that I still carry with me today.
Sustainable PF @ Sustainable Personal Finance writes What is Crowdfunding? – Crowdfunding works in much the same way as microloans for the poor. You receive a large number of small cash infusions, rather than one or two large ones.
Hank @ Money Q&A writes What Is Gap Insurance On Your Car And Why You Need It – What is gap insurance? And, do you need it? Gap insurance is a type of car insurance policy that is designed to cover the gap between what the value of your car actually is, and what you owe on the vehicle.
A Blinkin @ Funancials writes Should I Buy A House? – I rarely divulge details from my personal life, but today I’m looking for some feedback. Let me give you the full story: I have been dating Miss Blinkin for approximately 1 year and 4 months. Without giving too much information, I foresee an engagement in the coming months.
PPlan @ Provident Plan writes U.S. Companies Exploit International Workers – Lack of Fair Wages – Learn more about Infosys and why U.S. companies should not treat workers this way.
Daniel @ Sweating the Big Stuff writes Wedding Gift Etiquette – Buy A Gift or Write A Check? – So what do you want for a wedding gift? With just weeks to go before my wedding, I’ve been asked that simple question more times than I can count. When people pose it, they’re looking for a simple answer.
Don @ MoneySmartGuides writes Why You Need A Will – A few weeks ago, I wrote a guest post over at Money Q&A titled Four Overlooked Estate Documents You Need.
Jason @ Work Save Live writes Why We Didn’t Sell Our Car on Craigslist – Last week I detailed why we considered buying a car through CarMax, and I wanted to do a follow-up on a service of theirs that we actually used.
PITR @ Passive Income To Retire writes How Blogging Has Changed My Life – Find out how blogging has changed my life. It has not only improved my writing, but has allowed me to build a side business.
FG @ Financial God writes Betting on the Future President – Have you ever visited Intrade, which brands itself as the leading prediction market? You can make a market in almost anything these days, it seems. Intrade is a prediction market based in the Republic of Ireland, and lets you bet on predictions in all kinds of areas, including the future president of the United States.
Evan @ My Journey to Millions writes An Example of Why I am Not Sure I Believe in the Efficient Market Hypothesis – But if all the information is out there? how can any stock drop 47% in one day? how can it go up 400% in 3 years? If the EMH says that the stock is priced correctly for the information out there, then what solace does anyone have that it won’t drop like that? Meaning what good is the theory?
Lazy Man @ Lazy Man and Money writes Kapitall: Facebook Worth 36 Trillion Dollars? – If you invested $50 in Microsoft in 1986, you’d have $18,000 today. The implication is that this is likely to happen with Facebook – especially after they showed you all these amazing Facebook stats. However, the reality is that Microsoft went public as a small company in 1986.
Crystal @ Budgeting in the Fun Stuff writes Doing it Again – Renting Out a Spare Bedroom – We rented out the spare bedroom of our current home 2 of the 5 years we’ve lived here. And we’re doing it again starting today.
Wayne @ Young Family Finance writes Unexpected Costs of Pet Ownership – Pet ownership can be quite expensive. If you are considering getting a new pet, make sure to consider these costs.
Penny Thots @ Penny Thots writes Why I Want to Retire Early – I am planning for retirement before the age of 50 (a full 17 years before the SSA’s retirement age of 67). Being able to hang it up on or before my 50th birthday has been a goal of mine for the last few years of my late 30′s and into my early 40′s. Why, you may ask? Well some of the reasons are obvious and what you would typically hear from anyone discussing early retirement (less stress, more golf and vacations), but there are other more personal reasons I have which drive me to reach
Cash Flow Mantra @ Cash Flow Mantra writes After Options Expiration – This past Friday, there were several happenings with my retirement portfolio as options expiration happened. I had several calls expire, a few that were exercised and some puts that were exercised as well. So let’s quickly run through the activity and explain what I plan to do for each of the positions in the portfolio. I will start with the simple and work toward the more complex.
Steve @ Brip Blap writes 20 Ways to Outlive 106 Billion People – Turns out the best ways to extend your life are also things that can save you money.
KT @ Personal Finance Journey writes In Debt? Consider Paying Cash for Your Purchases – Are you in debt (besides the mortgage)? Do you have thousands of dollars worth of student loan debt and/or credit card debt? If you are struggling to make your payments, one of the best things you can do is to stop using credit and begin to use cash.
Kanwal @ Simply Investing writes Top 5 Things You Need to Know About Dividend Paying Stocks – Dividends are cash payments made to shareholders. As a shareholder you are part owner of the company and therefore are entitled to share in the profits. Dividends can also help you determine when a share is undervalued, and priced right for purchase.
Miss T. @ Prairie Eco Thrifter writes Start Saving Early for Retirement: Tips for Young People Just Starting Out – The longer you save for retirement, the more money you will have to retire on, even if the amounts saved are quite small in the beginning. This article looks at the reasons an early start to retirement saving is so vital and why so many people just don’t get it.
Jen @ Master the Art of Saving writes Using Extra Income to Pay for Luxury Items – I was under the (incorrect) assumption that I had already told you guys how I afford to pay for my luxury items. Sometimes I get a little confused about what information I post on here, reply to in comments on here and leave in comments on other people’s blogs.
Jester @ The Ultimate Juggle writes The Importance of Vacations For Kids – This article explains the reasons that we prefer to take destination oriented vacations for the kid’s sake.
Corey @ Steadfast Finances writes Investing in a Timeshare – Is It Worth It? – Is investing in a timeshare worth it? Find out the benefits and costs associated with timeshare vacation programs.
101 Centavos @ 101 Centavos writes Wall Street Hates Wal-Mart – After running a just-for-fun post a while back on a Redneck-themed stock portfolio, some readers suggested adding Wal-Mart (WMT) to the mix.
Jeffrey @ Money Spruce writes Travel When Retired? No! Travel Now! – I just don’t buy into the whole “travel when you’re retired” thing. It seems like such a waste to wait my whole life to travel (and, not to be morbid, but assuming I make it to retirement age). I just got back from my latest trip to Montreal, which was fantastic. It was my first visit, and it definitely won’t be my last.
Debt Guru @ Debt Free Blog writes Actively Avoiding Debt – Find out how you can actively avoid debt by not having a wish list or items that you want to buy next.
Thad @ ThadThoughts writes iPhone Productivity Apps | Text Grabber and Scanner Pro – Are you making the best use of your iPhone? These two productivity apps can help!
Amanda L Grossman @ Frugal Confessions writes Frugal Mother’s Day Ideas – Sometimes what we want to give loved ones cannot come close to what we can actually afford to give them.
Kyle @ The Penny Hoarder writes Earn $5 for Taking a Picture of Your Grandparents (and 12 other weird things…) – Fotokoi is an online market that allows people to exchange photos. The best part is, people interested in your work will pay you for rights to your photo.
SFB @ Simple Finance Blog writes 8 Most Common Types of Houses – Shopping for houses means looking through countless of listings, In order to eliminate the confusion, below are the eight most common types of houses
Van Beek @ Stock Trend Investing writes How to Invest with Stock Options – Investing in stock options is slightly more complex than trading in basic stocks. The two fundamental methods of trading options are buying calls and puts. Buying a call means you are betting that a stock which underlies your option will rise above a certain price within a certain date, which is called the expiration date of the option. The converse applies when you buy a put. When you buy a call or a put, you also have the opportunity to buy or sell 100 shares of the stock that underlies each
krantcents @ KrantCents writes The 3 O’s of Success – The 3 O’s of Success is the fifteenth in a series of articles to help you reach your goal.
Ryan @ Early Retirement Investments writes Retiring Early is Only Going to Get Harder – Related Posts:Why Your Children Should Open a Roth IRA at Age 18Common Sources of Retirement IncomeAbout The Baby Boomers Already Flocking to RetirementFinding…
Young @ Young And Thrifty writes Choosing the Latest Investing Fad – Don’t you love the guys/gals that get their investment advice from the water cooler? You know the guys and gals that are constantly hopping on the bandwagon of whatever terrible investment advice that their co-workers heard on the radio on the way in this morning?
Teacher Man @ My University Money writes Lifestyle Inflation – The Upward/Downward Spiral – Yes, I know, many of you have seen this before, and are probably thinking, “Man, I don’t go out and spend frivolously, I’m not trying to pretend I’m a Rockefeller, I’m just an everyday person, I don’t have any lifestyle inflation.” Here is the thing – lifestyle inflation is a silent beast.
Shilpan @ Street Smart Finance writes A Surefire Way to Secure Your Retirement – Are you on a financial treadmill? I talked to a friend recently, and the conversation made me think about why most Americans depend on social security for their retirement. Social security income represents about 41% of income of elderly. And, 15% of our seniors depend entirely on the social security income.
Daisy @ Add Vodka writes 4 Things All Women Need to Know How to Do – I think independence and self sufficiency is a must for all women.
Jon the Saver @ Free Money Wisdom writes When Should you go for a Reverse Mortgage? – Reverse mortgages are tricky things. Instead of avoiding them, why not research them and see if they would work for your financial goals!
MR @ Money Reasons writes Is Now The Time To Buy Real Estate? – With the low mortgage rates, is this the perfect time to buy real estate? I find myself looking more and more often.
Kevin @ Thousandaire writes Paul Ryan is a Fiscal Liberal – If Barack Obama is the most liberal president in history for spending $3.6 trillion in 2011, then why does the Ryan plan spend $3.5 trillion in 2013?
Boomer @ Boomer & Echo writes Turning 60: Some Things To Consider Before You Retire – If you’re still working at age 60 you may be thinking of retirement now, or in the near future. It’s time to consider how you will spend your days.
Corey @ 20s Finances writes How to Furnish Your Apartment for Cheap – One of the most common places that people overspend in their budget, in addition to buying food or groceries, is in home furnishings. It’s easy to see why this is one of the most expensive areas for people. Furniture and major appliances are expensive.
Jeremy @ Modest Money writes Career Lessons From My Mom – In honor of Mother’s Day this coming Sunday, I decided to write about how my mom overcame financial adversity. As a single parent she went from collecting welfare to being a successful entrepreneur and is now retired early. She is a true success story.
Investor Junkie @ Investor Junkie writes Why PE Ratios Don’t Matter – Here’s why I think PE ratios are more likely to mislead investors than put them on the trail towards the next hot stock:
Ashley @ Money Talks Coaching writes Should I Get Married with Debt? – Money and marriage. They go together like peanut butter and jelly,
TRL @ The Retired Landlord writes Different Places to Save a Down Payment – Find out the many different accounts or investment places that you can use to save a down payment for a rental property.
Jeremy Waller @ Personal Finance Whiz writes Reader Question: Spend Money to Repair a Gas Guzzling SUV or Sell And Get a More Fuel Efficient Car? – This week I received an e-mail from one of the PF Whiz readers: We are at a cross road dilemma to purchase or repair. Our gas hog Acura 2005 MDX, with 107,000 miles needs new a timing belt & other minor repairs. The cost estimate is $2800. This car only takes premium unleaded.
Sicorra @ Tackling Our Debt writes Let’s Talk Money – The Series – With Average Joe at the Free Financial Advisor – Check out this great interview with Average Joe from the Free Financial Advisor as he talks about his experience with money and his past life as a financial advisor.
John @ Married (with Debt) writes The Goal of Work is Retirement: Rule 10 – This is Rule 10 in my 10 Rules to Eliminate Debt and Change Your Life The reasons I started Married (with Debt) are twofold: to help people get out of debt, and help them change their lives.
YFS @ Your Finances Simplified writes What Is Asset Allocation and Why Is It Important? – One of the things that investment gurus always emphasize is to diversify, diversify and diversify. Supposedly, diversification will help improve the overall performance of your portfolio since it doesn’t ride on just one investment vehicle.
Suba @ Broke Professionals writes How to Save Money on Hotel Rooms – How to Save Money on Hotel Rooms is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. You don’t have to be rich to take a trip or go on a vacation, but they do cost money.
Maria @ The Money Principle writes Politics and economy in the Eurozone part 1 – The people have spoken in France and Greece. They do not like this austerity business one little bit. Can you blame them? After all it was not the people who caused the problem so why should they suffer while the banks get off scot-free?
Aloysa @ My Broken Coin writes How to Make it in America – I am sure you know that it is not easy to make it in America. Making it (whatever it means for you) requires a lot of work and determination. It also requires bravery and courage. For someone like me, making it in the land of opportunity was not just about hard work and determination.
Eddie @ Finance Fox writes What Income Level Do You Consider Rich? – There’s no secret formula to getting rich. Even as little as 10 Percent of your income invested over 30 years and you’ll be set for the rest of your life.
Sean @ One Smart Dollar writes 8 High Paying Jobs Without a College Degree Needed – Not everyone has the means or want to go to college. Luckily for them there are still plenty of jobs that you can make over $100,000 while not having a college degree
Earth and Money @ Earth and Money writes How NOT to Make a Financial Decision – When it comes to making financial decisions, it is imperative that you have a clear and focused mind. Given how hard we work for our money, a poorly made financial decision can come back to haunt us many times over.
Ken Faulkenberry @ AAAMP Blog writes Margin of Safety: Core Financial Concept is Price Matters – The margin of safety is the difference between the market price and intrinsic value of an asset. Price matters is the core concept of margin of safety.
SB @ One Cent at a Time writes Top Risks for Investing in Oil and Natural Gas – Every investment opportunity has its share of risks. This article talks about the risks of investing in oil and natural gas sector, geared towards beginner investors.
SB @ Finance Product Reviews writes Best Credit Cards for Balance Transfer in 2012 – We analyzed over 20 cards geared towards balance transfer scenario and rated top 3 based on overall feature of the cards.
Lance @ Money Life & More writes Rental Property – The Financial Side – There are many numbers that are important when making a decision on buying a rental property. The first one that we calculated was how much we would offer for the townhouse. It was listed at $73,500 which may not seem like a lot but would probably be about 5,000 under market value IF it was in great shape and ready to rent out. It wasn’t, so we definitely would not be offering anywhere near that amount.
J.P. @ Novel Investor writes Remember Your Investment Horizon – Fears in Europe, slowing economy, unemployment concerns, and a few hundred other data sets all contribute to the daily swings of the market. When the markets start acting crazy, remembering your investment horizon will bring everything back into perspective.
Thanks for a great carnival!