Yakezie Carnival

Lance @ Money Life and More writes Should I Pay Off My Car Loan Update – In August I asked my readers “Should I pay off my 0.9% car loan?“. There were many different opinions on what I should do. After a few weeks of considering the facts I’ve finally come to a decision.

Dannielle @ Odd Cents writes Steps for Budgeting – Key steps for starting personal budgeting.

BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes HOW TO START A BUSINESS; Reader Question – Start a business now. Set goals, put into action, follow up.

MR @ Money Reasons writes Are You Always Ready To Fight Financially? – Today, we just continually fight financially to keep our finances intact and to accumulate wealth some day.

IMB @ Investing Money writes Common Investing Mistakes – Find out if you are making these common mistakes and what you can do to increase your retirement funds.

Tushar @ Start Investing Money writes Prosper: an American Peer to Peer Lending Club – This Post was Originally published at Prosper: an American Peer to Peer Lending Club on Start Investing MoneyPeer to peer lending is certainly becoming more popular, and Prosper is one of the leading clubs of its kind for investors and borrowers in the US to consider.

Ashley @ Money Talks Coaching writes How Big Is Your Carrot? – I saw this picture the other day and loved it. Which carrot would you rather have? I think it speaks so clearly to the financial decisions we have to

Eddie @ Finance Fox writes How to Earn More on Your Savings – Here are a few tips to try and considerations to bear in mind when saving money in any kind of savings account.

Maria @ The Money Principle writes Why comparing your budget to this of other people is a really dumb thing to do – Your budget is a reflection of yourself and should feel comfortable. Your preferences and wants are your own and you are the one to work these out.

PPlan @ Provident Plan writes 10 Ways to Save on Holiday Travel – I’m sure you have all noticed that holiday stuff is everywhere now.

Corey @ 20s Finances writes Would You Rather…Buy a Second Car or Travel? – Would you rather buy a (second) car or have a nice annual vacation? What means more to you and why?

harry campbell @ Your Personal Finance Pro writes Save Money on Your Flu Shot This Winter – Ever since I started working in a cubicle environment, I feel like I get sick much more frequently than I used to. Although we have unlimited sick days at work, I don’t like to use them unless I’m truly sick and can’t get out of bed. For all the minor coughs and colds, I’ll still come in and get my work done even if I should probably be resting at home. But who wants to stay at home and watch TV all day when you’re sick? That can get old quickly. The problem with this mentality

TRL @ The Retired Landlord writes Best Ways to Buy a Rental Property – Find out the many ways that you can pay for a rental property. There are more ways than the traditional mortgage.

Suba @ Broke Professionals writes How to Manage People – Part 2 – How to Manage People – Part 2 is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. Real tips from a real manager – support your staff. A while back, I explored the top paying jobs of 2012 and noted that 6 of them involved management positions.

Rohit @ http://themoneymail.com/ writes How to Set Goals and achieve them – Going beyond the SMART framework – How often have you set goals and not managed to achieve them? You have heard of the SMART goals to set goals, let go a step further and see how to achieve them.

TB @ Blue Collar Workman writes What Happens to Kids Who Were Bullied? – Were you bullied? Did you do the bullying? Ever wonder what happens to kids who were bullied? Well I’ve got your answer.

A Blinkin @ Funancials writes Presidents are at the Mercy of the Business Cycle – If you’ve been following along, you know that we have been looking at the economic track record of past Presidents. Hopefully, this will allow us to make an informed decision when we cast our vote for Mitt Romney or President Obama (or neither). I’m searching high and low for possible trends. Unfortunately, the trend that I have noticed (thus far) is that there is no trend.

Corey @ Steadfast Finances writes 5 Tricks to Help you Cut your Telecom and Utility Bills – If there was one word that could sum up our decade so far, it would be austerity.

Amanda L Grossman @ Frugal Confessions writes 6 Frugal and Fun Activities for Fall and Halloween – We are truly experiencing the best of both worlds right now with borderline crisp mornings melting away into warm and sunny afternoons.

John @ Married (with Debt) writes AT&T Upgrade Fee Is a Poke in the Eye – Why does AT&T charge an upgrade fee to existing customers? Learn how to get it waived.

Hank @ Money Q&A writes Why Your Stay At Home Spouse Needs Life Insurance – Far too many families forget to purchase life insurance for a spouse that stays at home and takes care of the children. This can be a tragic mistake should the stay at home spouse die unexpectedly.

Jennifer Lynn @ Broke-Ass Mommy writes Willow Bay, Here We Come – I am not dead, just zipping along in the car on our way to Willow Bay, Pennsylvania for two days of autumn camping fun. Will attempt to provide more tales from the tent as the weekend progresses. Have a superb Friday, everyone.

TDB @ Tax Deduction Blog writes Tax organization : Organize Your Home By Setting Up A Home Filing System – How many times were you caught up in a situation wherein you were trying to get hold of your tax records or bank statements but could not locate them? For this reason, it is vital for anyone to save time and set up a home filing system, that best suits their needs.

Sean @ One Smart Dollar writes What is the Fiscal Cliff and Why Should I Care? – We are looming on the fiscal cliff. Here is a little basic information about what it is and why it is important for your life.

Crystal @ Budgeting in the Fun Stuff writes Could That Happen to Me? – ESPN showed Called Broke, it was about pro athletes who went broke after making more money in four or five years than most people make in their lifetimes.

Ted Jenkin @ Your Smart Money Moves writes The Financial Cost of Getting a DUI – Most people don’t think about how costly getting a DUI could be because nobody ever plans to get a DUI.

PITR @ Passive Income To Retire writes Which Path to Early Retirement? – Self-employment has inherent risks, but working a day job that I don’t like is even more difficult. Which one should I choose?

Your Boss @ What Your Boss Really Thinks writes I am Offering Resume Review Services – Let’s admit it, not everyone is capable of composing a resume that adequately highlights their abilities.The candidate who lands an interview is usually the one who has the most impressive resume. I can help you to create a well-crafted resume that fits your skills, experience and background.

Jester @ The Ultimate Juggle writes Free Things Cost You Money Too – There are times when free things cost money too. Sometimes much more than you could imagine. Check out my examples, they surprised me when I wrote about them.

Evan @ My Journey to Millions writes Where Did All the NFL Owners Obtain Their Wealth? – Recently, I began to wonder just where did all the NFL owners get the money to buy the teams in the first place?

Little House @ Little House in the Valley writes And the Worst College Major Is. . . – It’s hard enough for high school students to think about next month or next year, but with a little guidance, it might help a senior save money, get just the education they need for the job they want, and be aware that with every choice there is a consequence – good or bad.

Robert @ The College Investor writes Switching Ain’t Easy – Your Guide to Changing Banks, Insurance, and More – One of most common excuses I hear everyday about why people accept being at a sucky bank, insurance company, or whatever XYZ business, is that switching is hard. But you know what – it ISN’T! It just takes time, which is something that many people don’t have.

Robert @ My Multiple Incomes writes You Must Be Where Your Audience Is! – Most people use some form of social media daily in their lives. And if your audience falls into this category, you need to be there! Here are some of the more popular hangouts online that your business or website could benefit from.

Jason @ Work Save Live writes The Rise of the Female Trader – Female Traders on the Rise For months I’ve been wanting to post an Infographic here on WSL, but I just haven’t found the time to do so.

Tushar @ Finance TUBE writes Business 101: 6 Steps to a Successful Small Business – Today we will talk about 6 Steps to a Successful Small Business. If you are considering starting a business, start by what you know and like. Test your ideas first to make sure that your potential clients like your idea too. Next you need to plan ahead.

Sustainable PF @ Sustainable Personal Finance writes Enough, ok? Job Evaluation makes the 2012 Amapceo Tentative Collective Bargaining Agreement Indigestible. – The tentative collective bargaining agreement between Amapceo and the Ontario Government was palatable until Joe Evaluation specifics were revealed.

Jen @ Master the Art of Saving writes UPDATED: Stupid Sewer-A Mini Update – We’re all moved in, but it’s still a disaster here. OMG! All this stuff keeps coming up and needing to get done and so many expenses.

Roger the Amateur Financier @ The Amateur Financier writes Some Thoughts on Crowdsourcing – If there’s a task you need to get done, there’s plenty of ways to go about completing it nowadays, each with their own pros and cons. You can do the task yourself, although you’ll need to know how to do whatever it is, and do so well enough to achieve your desired goal.

SBB @ Simple Budget Blog writes Simplicity Saves a Lot of Financial Headaches – Do you get overwhelmed with looking at too many details in your budget? Find out why keeping it simple is inherently better.

Steve @ Ready To Quit My Job! writes Sometimes Change Can Happen Internally – Before handing in your resignation, explore these options. Sometime your employer may have a different position or departments that will be a better fit for you.

Joe @ Midlife Finance writes Staying Warm This Winter – The key, of course, is think ahead. Prepare now. Then you’ll be able to enjoy the winter weather…instead of just shivering and making do.

Daniel @ Sweating the Big Stuff writes Wells Fargo Offering Free Credit Check Through Nov. 15th – Not all big banks are evil. Wells fargo is giving free credit scores and credit reports for a month!

Wealth Effect Blogger @ www.yourwealtheffect.com writes The Latte Factor Doesn’t Work For Me – Saving money in one area (such as giving up lattes) doesn’t help you reach your overall financial goal unless you look at your entire financial picture.

Michael @ So You Think You Can Save writes 4 Ways To Save By Automating Your Payments – Find out how sending your payments in the mail is costing you money.

Money Beagle @ Money Beagle writes How We Had An Amazingly Fun Weekend And Kept It Cheap – Fun weekends don’t have to cost a fortune.

Mr. Money @ Smart on Money writes Make Saving Easier with Targeted Goals – One of the ways that you can make saving easier for yourself is to set goals. When you have a target, it can be easier to stay motivated. Besides, it’s almost always easier to see how far you’ve come if you actually know where you are going. Plus, knowing what you are working for can help you stay motivated.

Jake Thompson @ BecomingYourOwnBank.com writes 5 Reasons I Don’t Invest In Mutual Funds – Are mutual funds really the best place to put your money? You may be surprised to learn that mutual funds may not be the golden goose you thought they were. With a lousy track record, scams and corruption, and many retirees having to work longer from losses, you may want to rethink your investment strategy.

Jon the Saver @ Free Money Wisdom writes How I Paid off $6,000 In Credit Card Debt – Paying off debt is no easy task. Learn how I paid off over six thousand dollars in consumer debt and finally escaped to freedom!

Shawanda @ You Have More Than You Think writes 3 Semi-Easy Ways to Boost Your Credit Score (and Get a Free Credit Check) – my position on borrowing money has shifted a bit. Two years ago, I would’ve ended my answer with “before I knew better.” No buts. No qualifying statements. Y’all know me. Debt freedom is worth far more than a depreciating asset I can’t afford. Heck, I struggle with taking out a mortgage to buy a modest home.

Invest It Wisely @ Invest It Wisely writes Why I Love Being a Landlord – Read why I love being a landlord! Perhaps you’ll consider taking the plunge too.

Wayne @ Young Family Finance writes How Families Can Save Money Around The Home – The cost of living is still on the increase for Britain, with pay rises failing to keep up with the cost of inflation. In August, inflation stood at 2.5 percent, while the average employee benefitted from just a 1.5 percent yearly pay increase.

Teacher Man @ My University Money writes My University Money Interactive Student Budget – My University Money is proud to offer its own unique original resource with its interactive student budget. We understand that you’re busy and don’t have time to fuss around making excel spreadsheets (all you accounting students out there aside), so we went ahead and set up a colour-coded model that even an humanities guy like me can figure out!

Young @ Young And Thrifty writes A Woman’s Perspective on Engagement Rings – As a woman who has been dating her boyfriend for the past 7 years, bought a home and moved in together for the past 1.5 years, my perspective on an engagement ring is simple. I think I just want one.

krantcents @ KrantCents writes I Will Only Work for Fun! – I will work for fun or I won’t work! Over the years, I have seen various signs such as work for food, beer, $ dollars, satisfaction, fame, money or the joy of working. Too often these words are meaningless. If you do not enjoy what you do, you should quit! That’s right, quit your job.

Beating Broke @ Beating Broke writes How I Saved Money on iPad Repairs (Twice) – I started doing research on repairing my iPad myself. I could buy a replacement digitizer for about $50, and if I could figure out how to do it myself, I’d save 50% on the second screen repair. I watched a few youtube videos of repairs being done, and decided that it was worth a try. Worst case scenario, I failed and had to send it off, losing the $50 in parts and some time.

Ray @ Squirrelers writes Is Being Risk-Averse Good or Bad for Your Finances? – Risk is a part of life, but if you try to avoid it most of the time, how does that impact your finances?

JP @ My Family Finances writes Buying a House is definitely an Asset for Your Family – Freezing your housing costs and avoiding rent inflation are big assets. They don’t change on the whims of the housing market and they aren’t subject to the foolishness of investors.

Don @ MoneySmartGuides writes Class Warfare Heats Up – With President Obama continuing to call for those making over $250,000 to pay their fair share of taxes, class warfare is heating up just in time for the election.

Luke @ Learn Bonds writes Par Value – What it is and How it Works – In this article we define par value from a bond investors standpoint. Everything you need to know about par value before buying a bond.

Daisy @ Add Vodka writes How to Ask For a Raise – The below post is a guest post. I work in the public sector where we can’t ask for raises. Well – we can, but we would be denied.

Rich @ Growing Money Smart writes Is Beating the Median Income Levels Keeping You Poorer Than You Should Be? – Is beating the median income level statistics keeping you from achieving wealth, and keeping you poorer than you should be? Are you content to just do a certain percentage better than the middle income levels? Read why you shouldn’t be complacent about money!

Mike @ Personal Finance Journey writes How to Compare Credit Cards – 4 Great ways to compare credit cards and make the right decision when choosing the right card for you.

CAPI @ Creating a Passive Income writes Passive Income With a Camper – Have you ever thought about creating a passive income with a camper? It’s entirely possible.

SFB @ Simple Finance Blog writes Setting Up Your Investment Strategy – It’s important to remember the rules of smart money management when deciding where to invest your nest egg.

Passive Income Earner @ The Passive Income Earner writes Dividend Growth Index – 2012 Q3 Results – It’s that time of the year where we review the Dividend Growth Index (DGI). A year ago, a group of blogger focused on dividend investing got together to create a dividend growth index. This quarter (Q3 2012) marks the first year of the index. Here is a background on the Dividend Growth Index (DGI).

MMD @ My Money Design writes Maxing Out Your 401k Matching – Don’t You Dare Leave Money on the Table! – Do you really know how much money you’re losing if you’re not getting your full 401k matching contribution from your employer? You might be shocked!

J.P. @ Novel Investor writes The Easy Tax Preparation Checklist – Whether you do your own taxes or someone does them for you, here’s an easy tax preparation checklist to help finish your tax return and get your refund quickly.

Sicorra @ Tackling Our Debt writes How to Save Money on Home Improvement Projects – Whether you are making minor updates or refinishing your entire house, there are ways to get the work done without spending a ton of money. Let’s talk about some of the ways that you can complete your home improvement projects and still save money.

Miss T. @ Prairie Eco Thrifter writes Non-Financial Investments for Your Future – So many of us (myself included) worry about finances for the future but we don’t take care of our bodies and health the way we should. These little non-financial investments will typically end up benefiting us financially in the long run, as our medical bills won’t be as high.

Steven @ Grocery Alerts writes Top 100 Websites for Saving Money in Canada – My wife and I decided to write this eBook to share all the great websites out there that help us Canucks save money! We included websites that give advice on investing, mortgage rates, insurance quotes, coupons, mobile deal websites, financial gurus, frugal living, retirement pros, consumer news, financial media, and personal blogs.

Savvy Scot @ The Savvy Scot writes The Saver: In Which Category Do You Belong? – WARNING: This post may cause a realisation! The Savvy Scot broadly categorises the 3 different types of saver – Disciplined, Occasional and Horrendous – the question is; are you really the type you think you are? Oh and there is $50 to be won by reading here too…

Everything Finance @ Everything Finance Blog writes Why You Should Have a $1,000 Car Insurance Deductible – After I calmed down, I started thinking more clearly and realized: Having a $1,000 car insurance deductible is still the right choice. And let me explain why:

FMF @ Free Money Finance writes Make Millions More: The Difference 1% Can Make – There’s no doubt about it: managing our careers for maximum growth can have a huge financial payoff. All you need to do is look at the numbers to see that this is true. If you start taking the steps to grow your career now, no matter where you are in your career, you will make more than you would have without doing anything.

Glen Craig @ Free From Broke writes How to Control Your Emotions When Shopping – Being in the wrong place emotionally when you head out shopping is a recipe for disaster that can leave you with stuff you don’t need and in debt. See how you can better control your emotions when shopping.

John Schmoll @ Frugal Rules writes Why We All Should Care About High Frequency Trading – HFT is all the rage in the trading world these days, yet few know about it. It does have some benefits, but there are also downsides to it. As with anything related to finances, it’s important to be in the know with what’s going on currently in the finance world.

Cash Flow Mantra @ Cash Flow Mantra writes My Least Favorite Bill – I just paid my least favorite bill yesterday. It is a bill that arrives quarterly and without fail. It is almost as much as my house payment, and would be more if I didn’t escrow real estate taxes and insurance. I am talking about my quarterly payments for life and disability insurance.

Marie at Family Money Values @ Family Money Values writes The Family Office – an Insider’s View – Have you ever wondered what a family office is really like? Jonathan Galt, financial analyst for a multifamily office as well as the owner and main blogger at Save 100K.com shared his insights with me in an email interview this week. Here is what I gleaned from his insider view of family office operations.

Philip @ PT Money Personal Finance writes Spirit Arlines Experience — The A la Carte Airline – After my first-ever flight on the low-cost airline carrier, I reviewed my experience from purchasing my ticket on the website to ways to get cheaper tickets.

Jeff Rose @ Good Financial Cents writes 15 Small Town Business Ideas to Start In Your Own Stomping Ground – It never fails that I get a puzzled look when I tell people where I’m from. I was born on the West Coast—Los Angeles to be exact. For about 3 years of my adult life (and 3 as a child) I was surrounded by the 405 freeway, beaches, smog, and, of course – In N Out Burger! But I now reside in a small Midwestern town in Southern Illinois.

Jason @ Live Real Now writes Ending a Streak – The first year I decorated our yard for Halloween was 1999. The first year we through a Halloween party was 1998. This year, we end the 13-year unbroken streak of fear and debauchery. We’ve been doing this since before any my oldest kid was weaned. It’s hard to take a break, but…

Jacob @ My Personal Finance Journey @ My Personal Finance Journey writes What’s Your Personal Finance Journey? – This post shares with the reader one writers’ journey to personal finance freedom; including the ups, the downs, as well as the progress made and progress yet to be made.

Edward Antrobus @ Edward Antrobus writes Lower Your Heating Costs with Ceiling Fans – A ceiling fan can be used in the winter to lower your heating costs if you reverse the fan’s direction to pull the warm air from the ceiling down.


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  1. Edward Antrobus

    Thanks for hosting this week and including me.
    First post! :D

  2. krantcents

    Thanks for inclusion and hosting, I really appreciate it.

  3. Sean @ One Smart Dollar

    Thanks a lot for including me this week.

  4. Eddie

    Thanks for including us this week in the roundup.
    Have a great week ahead!!

  5. Ted Jenkin @ Your Smart Money Moves

    Thanks for hosting and including my article!!!

  6. Jacob @ My Personal Finance Journey

    Thanks so much for the mention!

  7. TB at BlueCollarWorkman

    Long carnival! Thanks for hosting and including me!

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